CareCredit® gives you the freedom to get your procedure whenever you’re ready. It’s easy to apply. With three simple steps, including an instant approval process, you can say goodbye to the waiting time and reward yourself sooner.
You can apply online or download and print the application and take it to your healthcare provider. The application is quick and easy, and after it's submitted, you'll instantly learn if you're approved.

Elective Medical Lending, Inc.
was created to let prospective patients and their doctors focus on treatment,
not payment.
Elective Medical Lending, Inc. helps patients find financing for the elective
medical and dental treatments they desire; they help medical practices find
alternative methods of financing for their patients; and they help lenders make
their loans and lines of credit more easily available to the people who need
them.
Frequently asked
questions by EML (PDF - Page 1 in English, Page 2 in Spanish)